MarketMentor AI

1. Risk of Loss

You can lose money investing in securities.

You may lose some or all of your initial investment
There is no guarantee you will make money
Losses can happen quickly and without warning
Even "conservative" investments carry risk

2. No Guarantee of Returns

Important facts about investment returns:

Past performance is not indicative of future results
No investment strategy can guarantee profits
Market conditions change constantly
Historical data may not reflect current market realities
Returns shown are hypothetical and for educational purposes only

3. Educational Purpose Only

This platform is for educational purposes only:

We are NOT a registered investment advisor
We do NOT provide personalized financial advice
Our content is for learning and research purposes
All analysis is hypothetical and educational
You should consult qualified financial professionals before investing

4. Types of Investment Risks

Market Risk

Stock prices can decline due to market conditions
Economic downturns can affect all investments
Market volatility can cause rapid price changes

Company-Specific Risk

Individual companies can fail or underperform
Management decisions can negatively impact stock prices
Industry disruption can make companies obsolete

Inflation Risk

Rising prices can erode purchasing power
Fixed-income investments are particularly vulnerable
Real returns may be negative even with positive nominal returns

Liquidity Risk

You may not be able to sell investments when needed
Selling may require accepting lower prices
Market conditions can affect liquidity

5. Time Horizon Considerations

Time horizon significantly affects investment risk:

Short-term: Higher risk of loss, market volatility more impactful
Medium-term: Moderate risk, economic cycles can affect returns
Long-term: Lower risk of loss but no guarantees

6. AI and Technology Limitations

Important limitations of AI analysis:

AI models are based on historical data and patterns
Market conditions can change in unpredictable ways
AI cannot predict black swan events or market crashes
Technology and algorithms have inherent limitations
Human judgment and professional advice remain essential

7. Regulatory and Tax Considerations

Investment gains may be subject to taxes
Tax laws can change and affect investment returns
Regulatory changes can impact investment values
Different investment types have different tax implications

8. Professional Advice Recommendation

We strongly recommend:

Consulting with a qualified financial advisor
Speaking with a tax professional about tax implications
Considering your overall financial situation
Understanding your risk tolerance
Diversifying your investments
Only investing money you can afford to lose

9. Platform Disclaimers

Information may contain errors or become outdated
We do not guarantee the accuracy of data
Third-party data sources may have limitations
System outages or technical issues may occur
We are not liable for investment losses

10. Your Acknowledgment

By using this platform, you acknowledge that:

You understand the risks of investing
You are using this platform for educational purposes only
You will seek professional advice before making investment decisions
You accept full responsibility for your investment decisions
You understand that losses are possible and potentially substantial

FINAL WARNING

NEVER INVEST MONEY YOU CANNOT AFFORD TO LOSE. All investments carry risk. This platform is for education only. Always consult with qualified financial professionals before making investment decisions.

Questions? If you have any questions about these risks or need clarification, please contact us at risk@aistockpicks.com or consult with a financial professional.

Investment Risk Disclosure